Stille Beteiligung
Silent Partnership: We’re your team, you score the goal.
Silent Partnership – Our Contribution to Your Success
Investments, manufacturing transition projects, market development, and business succession—these are all classic projects that the SFG helps finance through silent partnerships. SFG is already on board with this financing program at over 30 companies in Styria, leveraging value creation amounting to many millions.
Higher credit rating – more flexibility
The key points at a glance: SFG can contribute up to 1.5 million euros through its silent partnership financing program, covering a maximum of two-thirds of the project cost. As a silent partner, we do not represent the company externally; we are solely a capital provider, not a stakeholder in your company. This means you receive a quick and flexible capital boost—and the company’s ownership structure remains unchanged. Crucially, a silent partnership constitutes economic equity and thus improves your credit rating and provides greater flexibility for additional financing. What is a silent partnership? Read more details about silent partnerships here.
What do we expect from you and your company? A stable financial situation, a clear business strategy, and sufficient technical and business expertise. We will jointly agree on the fixed and performance-based compensation, depending on the scope, opportunities, and risks of your project. We follow the same approach when it comes to repayment. We’ll sit down together and work out a repayment plan that works for both sides.
If you’d like, through the silent partnership you’ll benefit not only financially but also from our experience and expertise. This means that when it comes to major decisions, strategic direction, or business management issues, you can consult with us and draw on our expertise. We hope this is good news for you. We look forward to your call!
- For whom?
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- companies in the industrial and commercial sectors, as well as business-related service providers, regardless of company size
- companies with headquarters or a place of business in Styria
- Companies that have an established business model with positive operating results and a positive trend.
- companies in the SFG target group
- For whom not?
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- startups
- locations outside Styria
- For what?
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- investments with a corresponding level of innovation
- research and development projects as well as manufacturing transition projects
- expenses for market development and sales force development
- project-related working capital requirements
- business acquisitions
- For what not?
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- projects with little or no innovation and market potential
- debt restructuring and reorganization
- How much?
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- 250,000 euros to 1.5 million euros as a silent partnership
- Important hints
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- Funding for the project must be secured.
- Business collateral is not required; the shareholders provide a personal guarantee.
Funding process
- advise
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You’re planning a project. Pick up the phone and ask our experts whether the SFG can help fund your project. We’d be happy to set aside time for a personal consultation and an initial analysis of your business plan.
- apply for
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Submit your application online through our portal!
Important: Submit your application before you begin your project!
- Review the application
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We’ll take a close look at your project and business plan and, if appropriate, draw up a term sheet.
- Approve the financing
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If we are able to assist you with financing, the terms and conditions will be set forth in a contract.
- Implement the project
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Now it’s your turn: You can begin implementing the project.
Keep the SFG informed of your financial progress through management reports. Important: We’re here to help if you need support with strategic or business management issues. - disburse the financing
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The financing agreement specifies the conditions for the disbursement of the financing—usually in several milestone-based installments. Once the conditions are met, we will transfer the funds to your account.
- repay the loan
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After an agreed grace period, repayments are made over a maximum period of 10 years according to a contractually specified repayment schedule.
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